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LCG: National Flood Insurance Program Policyholders To Save On Premiums

Property owners in Lafayette Parish who have flood insurance through FEMA’s National Flood Insurance Program will see their premiums drop by five percent when they renew their policies next year.

Posted: Sep 18, 2020 2:36 PM

Property owners in Lafayette Parish who have flood insurance through FEMA’s National Flood Insurance Program will see their premiums drop by five percent when they renew their policies next year.

FEMA upgraded Lafayette Consolidated Government’s (LCG) Community Rating from Class 8 to Class 7, recognizing LCG’s efforts to correct and take preventative measures to reduce flood damage. The Class upgrade gives policyholders a 15 percent discount, an increase from the current 10 percent. The discount is effective for the next five years, amounting to $3.75 million in savings.

Factors that led to LCG’s improved rating include: drainage system maintenance improvement, flood insurance promotion, educating the public on flood risks, enforcing building standards and adopting higher development standards in 2017.

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